BigBudget anchors to your live bank balance, factors in upcoming bills and paychecks, and shows your worst cash day ahead—so you can avoid surprises.
BigBudget focuses on one job: telling you how much you can spend—today—and when you might dip negative.
We start with your live bank balance—not guesswork—so your forecast matches reality.
Pending transactions won’t double-count. When they post, we swap them seamlessly.
See the lowest point ahead, the buffer you need, and what’s safe to spend right now.
A simple running balance, upcoming items, and a clear buffer target.
No. Categories help, but Spendable Now and worst-day forecasting work without perfect categorization.
We store pending separately and replace them when they post—so your totals stay accurate.
Today’s balance minus the cushion required to survive your worst cash dip ahead—plus your safety buffer.